Costco Canada Mastercard Agreement

In fact, AMEX does not allow one of its cards to be converted (migrated) to another AMEX product. The only conversion allowed is a demotion of the same product line, for example. B from AIRMILES PLATINUM to OR AIRMILES. This issue therefore has nothing to do with contractual agreements with Costco. However, once you have applied and received a new card, you can call and merge the two lines of credit and close the older account. In my case, because of my high credit limit ($28,000) when I applied for a new card, the credit card service called me and offered me the new card with the same limit as the old card and forced me to close the old account. In a roundabout, it turned out to be a product transformation, except that I had a hard hit on my credit report and I had to talk to the credit department. However, your service is really professional. I was also rejected.

I was worried when I found out that something might have happened with my credit rating without my knowledge! I called the credit center and they assured me that my creditworthiness was good and that there was nothing negative about it. Then I called Capital a sund the person on the phone told me that sometimes the decline they “just because”. After reading all this, I`m glad they rejected me! And I`ll ask for a refund of my Costco membership. That`s the only reason I got an American express card. I don`t like jumping through the tires. The Capital One credit card is a joke. I have it with an 8k limit, but I charge about 40k a month on my Presidents Choice financial card. I was told about this card at costco, and when I called, they said they couldn`t increase the limit by a year because I`m a new customer. So I calculated about 3 times the 8k limit by paying it and recharging it. I did this for two months and tired, so I overpaid my 5k card thinking it could be applied to my credit limit. I was wrong, I calculated 8k and it was 11 days, and it always says I have no more credit limit if I overpay my 5k card.

I call and they said that overpayments did not count, and I asked how it could take 11 days after saying that the payment was processed to apply it to my account. I go back to my credit card and I asked mbNA, maybe I have more luck there. Costco must know that the company told me they are not in the lending business and the card is just meant to be used at costco. Yikes, what a response from Capital One, a joke from a credit card company. Do you just want to share all our frustrations with the capital a map of beiginning. Lots of errors, lack of fast interface…. Recently, they even failed 3 requests to increase our credit limit, unavailable agent, no reminder. . No customer service at all, and a big costco error!!! If I don`t want a travel card, okay, I`ll switch to Visa Momentum, still 4% cash back on most of what I would use with 2% practically on everything else.